Friday, January 22, 2010

Get Credit/Debit Card in Nepal



There are only there Banks in Nepal, which offers Credit card for the use in Nepal and India. However, two of these banks offer credit cards to be used internationally.

Himalayan Bank

Choices: Personal or Corporate Cards

Offers:
• Credit: International:Visa Gold, Mastercard

               Domestic: Visa Gold, Visa Classic


• Debit: Master Card

Credit Card Limits:
Gold Card: NPR. 50,000
Classic Cards: NPR 40,000.00

Prepaid Cards: Domestic/International

Minimum Payment Required: 10% or minimum NPR 1,000.00

Eligibility Requirements:

For Domestic Cards:
• Salary certificate duly issued by the Employer.
• Completely filled & signed Credit Card application form.
• Two passport-sized photographs.
• Identification document (Copy of citizenship certificate/passport)
• Sketch of the location map of the applicant’s residence
• Photocopy of the Utility bills-either of electricity/water/telephone
bill evidencing the address of the applicant

International Cards:
• A US$ convertible Savings Account with US $50 balance.
• US $75 yearly fee for Classic VISA or US $100 yearly fee
for Gold VISA.
• A second US$ security account in the amount of credit desired
on the card

APPLY HERE



Nabil Bank

Offers:
Credit: Master Card/VISA
Debit(ATM): VISA Electron
Prepaid Card


Processing time: 3-4 days

Security deposit: Required

APPLY HERE



Nepal Grindlays Bank Limited


Offers Credit/Debit cards for the use in Nepal and India only.



Other Banks

There are several other banks that offer debit cards from Smart Choice Technologies (SCT). There cards can be used to withdraw cash from ATM or perform the POS transaction.

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